Take A Big Step With Someone You Trust.
A home is more than a significant investment: It’s your castle, your refuge, your personal corner of the world. And whether it’s your first home or your fifth, the buying process goes more smoothly when you’re dealing with a lender you can trust.
The mortgage specialists at Home State Bank can help make your dream home a reality. We’ll ask the right questions, listen to your needs and goals, and find the mortgage that’s right for you. With competitive rates and terms that fit your lifestyle, Home State Bank is your trusted choice for mortgage lending.
Home Mortgage Learning Center
We want to make the mortgage process as easy as possible for you, removing all the obstacles between you and the home of your dreams. These Links will help bring you up to speed on the latest terminology, types of loans, and a lot of other great information you will want to know.
At Home State Bank we have a lot of mortgage options available to us, which means we can find the mortgage that’s right for you. Take a look and see which ones fit your plans and budget. Click Here
- Fixed-Rate Mortgages
- First-Time Homebuyer Program (Minnesota Housing Finance Agency)
- Rual Development Guaranteed Loans (RD)
- Home Equity Loans
- Home Equity Line of Credit (HELOC)
- Fix-Up Home Improvement Loans
Mortgage Payment Calculator
The first step in buying a house is determining your budget. Choosing your home purchase price before you begin your home search is essential. Check out our handy loan calculator to see how your home price and rate affect your monthly mortgage payment*. To calculate your monthly payment, Click Here
*Default amounts are hypothetical and may not apply to your situation. Calculators provide approximations for informational purposes only. Actual results will be provided by your lender and will vary depending on your eligibility and current market rates.
The world of mortgages has its vocabulary. Consult this page often to become comfortable with the types of loans available and all their associated terminology. Click Here
- Home Loan Toolkit
Buying a home is exciting and, let's face it, complicated. This booklet is a toolkit that can help you make better choices along your path to owning a home. For a step-by-step guide. Click Here
How to Get a Mortgage Loan
Once you’ve selected Home State Bank as your mortgage lender, you’ll be amazed at how smooth the process goes. We’ll provide you with regular updates along the way, and you can email us anytime with questions, and of course our mortgage experts are always just a phone call away.
Our lenders are all registered through the Nationwide Mortgage Licensing System & Registry.
Apply Now! Call or Visit With Your Mortgage Loan Specialist Today!