Banking solutions designed for everyday life.
Checking, savings, home loans, personal lending, and secure digital tools—all delivered with personalized service.
Financing and treasury solutions built for growth.
From commercial real estate and SBA loans to treasury management and business accounts, we support local businesses with responsive, local expertise.
Secure, convenient access—anytime, anywhere.
Manage your accounts, move money, deposit checks, and monitor activity with Online and Mobile Banking tools designed around your schedule.
Local mortgage expertise to help you purchase, build, or refinance.
Discover More About Home LoansStructured financing solutions for owner-occupied and investment properties.
Learn About Commercial LendingFinancing built around the realities of farming and agribusiness in Minnesota.
Explore Agricultural Lending
Real stories from local businesses and families who have
trusted Home State Bank to help them grow.
How a long-standing partnership with Home State Bank helped Woody’s Trucking keep growing.
The Litzau family on building a multi-generation business with a bank that understands ag.
Why the owners of Dairy Queen in Litchfield chose Home State Bank to grow alongside them.
For over a century, Home State Bank has been more than a place to keep your money—we've been a partner in building homes, businesses, farms, and stronger communities.
With locations in Willmar, Cosmos, Litchfield, and Hutchinson, we remain committed to serving our neighbors with dependable financial services and personalized attention.
We are always looking for professionals who value community, integrity, and long-term growth—including experienced commercial and agricultural lenders.
Explore CareersWhether you're opening your first account, expanding your business, purchasing farmland, or planning for the future, Home State Bank is ready to help.
