Welcome to Home State Bank

At Home State Bank, we are focused on you, the customer! Whether you have been a customer for a few short months or a lifetime, we are confident you will feel the personal touch and care Home State Bank is known for.  We strive to make you feel right at Home with Home State Bank.

At each office, you will find a friendly, family-oriented atmosphere, knowledgeable staff, and exceptional customer service that only a local, family-owned community bank can provide. We know our customers by name and are proud to be an integral part of our local community, supporting businesses and families in achieving their dreams.  This sense of community is at the heart of Home State Bank, and we couldn’t do it without all of the hard-working, dedicated, and caring people we are grateful to call our staff.

We opened our doors in 1926 and have grown significantly ever since. Today, we proudly serve a large area of central and west central Minnesota in the great communities of Willmar, Cosmos, Litchfield, and Hutchinson. 

Our Guiding Principles

  • Customer Focused-We are committed to total customer satisfaction. We are friendly, we build relationships, and solve challenges.
  • Collective Wisdom- We are knowledgeable, continuously learning, and innovative in meeting our customers' financial needs.
  • Community Driven-We build strong communities and volunteer our time, knowledge, and resources.
  • Committed-We work hard and embrace change with an optimistic attitude. We are reliable, accountable, flexible, and enthusiastic.
  • Collaboration-We are courteous, kind, and professional. We work together to strengthen and enrich the lives of our customers and employees.

Our Specialties

  • Commercial banking for small and mid-sized businesses, including equipment, operating, commercial real estate, and SBA loans, and a comprehensive suite of cash management services.
  • All the essentail personal banking serivces- including checking and savings accounts, mobile deposit, digital wallet, home loans, home equity lines of credit, car loans, and credit cards.  

Stop in at any of our locations in Willmar, Cosmos, Litchfield, or Hutchinson and see for yourself why we truly are the 'People You Can Talk To'!