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Update on Coronavirus (COVID-19): Lobbies are available by appointment only



The safety of our customers, employees, and our communities is our top priority.  


As the situation with COVID-19 rapidly evolves, Home State Bank has made the prudent step to have all Home State Bank branch lobbies open by appointment only, limiting foot traffic inside our locations in Willmar, Cosmos, Litchfield, and Hutchinson.  Branch drive-thru services will remain open from 8:00 am to 5:00 pm.   Home State Bank’s ATMs and night deposit box services will also stay open

The adjusted operating hours will begin Thursday, March 19, 2020, and will continue until further notice. 

For face-to-face appointments or access to safe deposit boxes, please call us at the following numbers: Willmar 320-231-1118, Cosmos 320-877-7211, Litchfield 320-593-2001, Hutchinson 320- 234-9988


Online and Mobile Banking

We encourage you to manage your accounts using online and mobile banking. These 24/7/365 services allow you to safely view transactions, check balances, make payments, and more – right from the comfort of your home.


Drive-Thru and Night Deposit Box Services

Our drive-thru services remain available from 8:00 am to 5:00 pm and offer most banking services. If you don’t have a vehicle, you are welcome to visit our drive-thru locations on a bicycle or as a pedestrian. For your safety, we recommend using the lane closest to the building and ask you to be alert to other traffic. Customers may also continue to use the night drop boxes available at all of our locations.



Our ATMs are accessible 24/7/365. Click here to find our ATM locations.



As always, you are welcome to call our team at 320-231-1118 in Willmar, 320-877-7211 in Cosmos, 320-593-2001 in Litchfield, and 320-234-9988 in Hutchinson.  


We’re here for you.

Since 1926, the financial well-being of our customers is at the center of all we do. We will be working hard to continue to support you. We will continue to monitor the situation and update you on any further developments. In the meantime, visit for up-to-date information and other resources. Thank you for your relationship and trust in Home State Bank. 


Please do not hesitate to reach out if we can be of assistance. We wish you and those close to you all the very best.


Laura Warne


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